Flexible E&S market access for small and medium-sized residential and commercial contractors.
Flexible E&S market access for small and medium-sized residential and commercial contractors.
Contractors GL
Residential Roofers GL
Residential Roofers GL
- Paper GCs
- Specialty Trade GCs in the residential construction/remodeling space
- Custom Home Builders
- New ventures with prior experience
- Targeting accounts up to $10MM in annual receipts
Residential Roofers GL
Residential Roofers GL
Residential Roofers GL
- Some commercial roofing is acceptable– no hot tar or torch down
- Roofing contractors responding to storm damage- “storm chasers” considered
- No proportional limit on insured subcontractor costs
- New ventures with prior experience
- Targeting accounts up to $10MM annual receipts
Nonstandard Artisans
Residential Roofers GL
Nonstandard Artisans
Over 100 GL Classes Over 100 GL Classes available including:
- Plumbers | HVAC | Electrician
- Solar Panel Installation | Power Washing
- Carpenters and Framers | Concrete Work
- Handyperson Services | Alarm System Installation
- Swimming Pool (installation, service, or repair)
- Excavation and Grading of Land
Are you a contractor looking for coverage?
Key Benefits
1. A-Rated Carriers
2. In-House Binding Authority
3. Direct Access to Select E&S Markets
4. Brokerage Market Access
5. Ancillary Lines for Certain Classes
6. Expert Underwriting and Support
Coverage Availability
Light Orange States - Some operations considered, no new residential construction
*Some classes and eligibility may be limited by state.
Underwriting Requirements
Completed ACORD forms 125 & 126 required to bind
Completed contractors supplemental application (paper or online) – Download here
New Ventures:
- New ventures as an artisan contractor are acceptable but must demonstrate at least 3 years in the trade (5 years for plumbers).
General Contractors:
- Eligibility for GCs varies from state to state. While some of our partners require the GC to be on-site and “hammer in hand,” 100% paper GCs are acceptable to others.
Subcontractors
- All subcontractors must be insured and name the GC as an additional insured.
Loss Runs
- If a loss occurred in the last 3 years, hard copy loss runs and an explanation of loss control steps taken are required with submission.
Applications
- Completing the GCGuard application online will provide the best service and the least delay.
- Select as many or as few policies as the application should represent. Only relevant questions will be presented.
- Class-specific supplemental applications, if applicable, may be required.
To speak to someone about class-specific eligibility, call Seth Markum at 816-398-4058.